Toney Sebra

Certified Senior Advisor

Toney Sebra is a Certified Senior Advisor and financial professional with a diverse background of experience in lending, investments and retirement income planning. Toney was raised and educated in the Central Valley of California where he learned early the value of hard work and how to stretch a dollar.

Toney began his career in mortgage lending in 1998. In 2001 Toney changed roles and became licensed as a Financial Advisor while working for WM Financial, a brokerage firm owned by Washington Mutual. As Toney expanded his career he took a position as a wholesaler for WM Group of Funds, a mutual fund company that was a subsidiary of Washington Mutual. During this time Toney honed his skills in retirement planning processes and helped educate advisors on implementing guarantee solutions for managing portfolio risk and establishing lifetime income for clients at or near retirement.

During the course of over 15 years Toney helped financial advisors create and implement retirement income plans for clients utilizing guaranteed annuity products. Toney has represented major Fortune 500 companies such as Hartford, Nationwide and Symetra in the retirement income space.

After a long stint in the corporate world, Toney made a career change to focus more on his family and reduce the demands for business travel.

Today Toney works as a Home Equity Retirement Specialist. He continues to work closely with Financial Advisors helping design and tailor fit retirement income plans utilizing one of the most versatile and useful financial planning tools available to retirees today, a Reverse Mortgage.

Toney is very passionate about retirement and income planning and has found the Reverse Mortgage marketplace to be a perfect arena for continuing to work in the financial planning community and helping better retirement outcomes for clients.

Toney and his wife Megan live in Sandy, Utah with their two children Connor and Sonya.

Toney is a graduate of California State University, Fresno where he received a B.S. in Business Management.

Toney holds a NMLS (Federal, California and Utah Mortgage License), Toney holds a designation as a Certified Senior Advisor.

Toney is also involved in his community and church, and is a Past President of Point West Rotary.