What Can the New Reverse Mortgage Do for You?

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“Our Goal is to Provide our Clients the Freedom to Live a More Comfortable and Secure Retirement”

-Chad Peck

Client Testimonials

What a Reverse Mortgage can Provide

Healthcare Costs

Funds from a Reverse Mortgage can help pay for medical expenses.

Home Improvement

Fund home improvements and repairs to your home with a Reverse Mortgage.

Lifestyle Improvement

Have the funds necessary to enjoy your favorite hobbies thanks to a Reverse Mortgage.

No Monthly Mortgage Payments

Eliminate your monthly mortgage payments for the life of your loan.*

Retirement Income

Supplement your retirement income with a Reverse Mortgage.

Help for Family Members

Have funds available to help with your loved one’s needs thanks to a Reverse Mortgage.

Purchase a New Home

Rightsize into a more ideal home without making a monthly payment.*

Available Line of Credit

Prepare for the unexpected with an open line of credit to provide money for any future use.

Delay your Social Security

Strategic HECM planning may help increase your SSI payout.

*Payment of Property Taxes, Insurance and other property charges remain your responsibility.

See how much you could receive!

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We are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home.

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No Fees. No Obligation.

Reverse Freedom Mortgage is a Utah owned and operated company based out of West Jordan, Utah. Our name says it all, reverse mortgages are our only line of business. In 2008 we chose to focus all our efforts on reverse mortgages. We are passionate about the product and about our clients who benefit from our reverse mortgage program.

Through years of serving our clients, many of them value the personalized approach we take in meeting with our clients face-to-face either in our office in West Jordan, or in the comfort of their own homes throughout Salt Lake City, Utah Valley and the Wasatch Front.

Experience Matters

Our Team

Chad G. Peck

Principal Lending Manager / Owner

Chad has focused on Reverse Mortgage originations since 2008. He has a passion for helping retirees secure their financial future by improving their retirement cash flow. Read More

Lonny Eschler

Reverse Mortgage Specialist

Lonny has been doing reverse mortgages exclusively now for 13 years with an amazing track record to show for it. Read More

Toney Sebra

Certified Senior Advisor

Toney Sebra is a Certified Senior Advisor and financial professional with a diverse background of experience in lending, Read More

Stephanie Porter

Client Services

Stephanie Porter joined our team in 2021 to assist with client services in our ever Read More

Client Reviews

Reverse Freedom Mortgage - Utah

4.8

Based on 45 reviews

See all reviews Write a review

Paul Haldeman

23:34 16 Apr 21

The Reverse Freedom team came highly recommended to me by my financial advisor. From the first in-office interview the benefits of a reverse mortgage began to dispel all my historical concerns and showing how all the laws over the last few years protects both lender and property owner. My spouse took longer to convince since it seemed too good. We studied all the ins and outs over a years time and the more we dug the more amazing the math added up.Never once did the RM team try to persuade or ‘sell’ us. But they were always available to educate us and give budgetary estimates. They always recognized our voice and went to first name basis like a friend would.Once we said let’s do this they had 3 talented staff working with us to get all the applications and documents together.We have now completed the process and are basking in the amazing feeling that we will never have to pay principal and interest payments again and that our equity in our homes value will still increase for an inheritance to our children faster than the RM interest rate.We are so grateful for the Reverse Mortgage team for always being ready for us without the slightest pushing, pulling or ‘selling’.Paul & Debbie H.South Jordan, UT

JEFF KARTCHNER

14:24 09 Apr 21

My experience with Reverse Freedom was exceptional. Lonny was great, he made the process so straight forward. He was able to walk us through what I thought would be a very difficult experience. If we ran into a possible stop in the process, Lonny was able to assist us in moving forward. I really never thought the reverse mortgage process would work for us. Lonny and his staff made the reverse mortgage work for us. We would like to thank Lonny.Jeff Kartchner

Shelley Ashcroft

16:36 17 Feb 21

These folks know their business! I felt like they cared more about me than about their company. They bent over backwards to cover all avenues to success for me and my needs. Most people you talk to will discourage you from seeking a reverse mortgage, but I'm here to tell you: Do NOT be afraid of a reverse mortgage! And Reverse Freedom Mortgage will give you unlimited personal attention, answer all your questions, and do all in their power to help you reach your goal. Highly recommended!

Bruce Edmund

00:54 09 Feb 21

Thank you to Chad Peck for a great experience with your company, Reverse Freedom Mortgage-Utah. You and your staff are very much appreciated for your excellent customer service and guidance throughout our experience. As a senior citizen it’s nice to be able to feel comfortable and confident with the folks you’re working with. We highly recommend you to future clients.

TIna Waters

21:42 08 Dec 20

We are very impressed with Reverse Freedom Mortgage. They are friendly, efficient and always responded promptly to every question we had. They are very thorough and explained all of our options with professionalism and accuracy. The process was fast. In fact they were waiting on us as we were remodeling the kitchen. Good people, good business. We will definitely use them again in the future if the need arises.

Kim Shurtliff

01:17 24 Nov 20

They actually deserve a 10 star rating, this has been the best experience I have had in doing a mortgage. They are friendly, easy to talk and laugh with, they go out of their way to make the process easy and painless. Quick to respond to questions or concerns by email, text, or phone. They have a wonderful modern and clean office space that puts a person at ease. I could go on but I think you get my point!

Kathleen Thompson

23:53 20 Nov 20

The first phone call we had with Reverse Freedom Mortgage was the best call we made to learn about the pros and cons of getting a reverse mortgage. Mr. Peck gave us all the information we needed to obtain our goal and we were very impressed by his professional manners plus explaining all with respect and integrity.The team treated us always with kindness and helped us obtain the materials we needed to get the job done.The closing of our Reverse mortgage went smoothly and appreciated all involved with this process and all their work and help.Jim and I would recommend Reverse Freedom Mortgage with ten 🌟 stars.Jim and Kathy ThompsonBrigham City, Utah

TIna Waters

We are very impressed with Reverse Freedom Mortgage. They are friendly, efficient and always responded promptly to every question we had. They are very thorough and explained all of our options with professionalism and accuracy. The process was fast. In fact they were waiting on us as we were remodeling the kitchen. Good people, good business. We will definitely use them again in the future if the need arises.
Shelley Ashcroft

These folks know their business! I felt like they cared more about me than about their company. They bent over backwards to cover all avenues to success for me and my needs. Most people you talk to will discourage you from seeking a reverse mortgage, but I’m here to tell you: Do NOT be afraid of a reverse mortgage! And Reverse Freedom Mortgage will give you unlimited personal attention, answer all your questions, and do all in their power to help you reach your goal. Highly recommended!
Kathleen Thompson

The first phone call we had with Reverse Freedom Mortgage was the best call we made to learn about the pros and cons of getting a reverse mortgage. Mr. Peck gave us all the information we needed to obtain our goal and we were very impressed by his professional manners plus explaining all with respect and integrity.
The team treated us always with kindness and helped us obtain the materials we needed to get the job done.
The closing of our Reverse mortgage went smoothly and appreciated all involved with this process and all their work and help.
Jim and I would recommend Reverse Freedom Mortgage with ten stars.
Bruce Edmund

Thank you to Chad Peck for a great experience with your company, Reverse Freedom Mortgage-Utah. You and your staff are very much appreciated for your excellent customer service and guidance throughout our experience. As a senior citizen it’s nice to be able to feel comfortable and confident with the folks you’re working with. We highly recommend you to future clients.
Kim Shurtliff

They actually deserve a 10 star rating, this has been the best experience I have had in doing a mortgage. They are friendly, easy to talk and laugh with, they go out of their way to make the process easy and painless. Quick to respond to questions or concerns by email, text, or phone. They have a wonderful modern and clean office space that puts a person at ease. I could go on but I think you get my point!
Gerry Smith

Chad Peck and Reverse Freedom Mortgage helped my wife and I purchase the home of our dreams.
He and his staff are very knowledgeable about reverse mortgage purchases which I had never heard of before. Reverse Freedom Mortgage carefully guided us through the process answering all of our questions in a professional and timely manner.
I would highly recommend Chad Peck and Reverse Freedom Mortgage to help you get much more home than through a conventional mortgage.
Brian Swim

Reverse Freedom were wonderful to work with. Chad and Chloe were extremely knowledgable, friendly and professional. Always answered or returned calls promptly. They kept us fully informed throughout the process. It is great to work with someone local, experienced and professional in these important decisions and transactions. We recommend them to anyone seeking information about a reverse mortgage.
Elayne Taylor

Chad Peck was highly recommended to me by dear friends who worked with Chad on their reverse mortgage. I felt confident and comfortable from the beginning with Chad and his team who addressed all my concerns. They were friendly, efficient, knowledgeable and very professional. I highly recommend Reverse Freedom Mortgage as an honest and trustworthy company.
Bob Jackson

We could not have had a better experience. Chad really new the product. answered all of our questions. Even after we closed he calls just to see if we have any questions. I’m sorry we only have 5 stars. We could easily give twice that amount.
Thanks guys, It has been one of the best experiences of our lives.
Lynell Pitts

We were very happy with Lonny Eschler and the Reverse Freedom staff, who assisted us with our reverse mortgage. They were very friendly, and we were treated with respect throughout the process. Lonny’s knowledge of a somewhat complex process was thorough, and he answered all of our questions completely and promptly. Our loan went through smoothly! We would not hesitate to recommend Reverse Freedom to our friends and associates.
Cyndi Dowling

Chad and his office staff were awesome. Chloe was my “gal’ and I found her to be very friendly, knowledgeable & helpful. The electronic process they have in place made the paperwork quick and easy. My questions and calls were immediately answered. My cares and concerns were a priority for them. I highly recommend Chad Peck and Reverse Freedom Mortgage.
Kathy Warnick

Chad and Chloe were great to work with. They are very knowledgeable, and answered questions we didn’t even know we had! They were always quick to respond to our concerns, and made the process go smoothly. We would give them 6 stars if we could!